A loan of $950 helps to increase working capital and to buy creams, keratins, hair dye, among other items.


Mercedes's story

Mercedes is an entrepreneurial woman who is 45 years old and a resident of the city of Cartagena de Indias, a place where she has a beauty salon as a business. Mercedes started this business approximately five years ago, work she started due to the desire to improve her quality of life and that of her family and to be able to get ahead. Currently, she sells her products on a daily basis to her neighbors, relatives, and people around her who she sells to with cash or credit.

Due to the Covid-19 pandemic, she had to suspend her work because of questions of security and health. Her income diminished drastically and she has been very affected economically. Currently, she is managing her first crediKiva with the Fundación Santo Domingo to increase working capital and to buy creams, keratins, hair dye, among other items to gain a greater number of customers and expand her sales. Support her with her loan for her business.

Translated from Spanish by Kiva volunteer Kate Divjak.


This loan is special because:

It provides loans to entrepreneurs with no credit history in Colombia.

Lina Ramírez, Kiva staff

Lina Ramírez
Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.