Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

290 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
10.11% 0.07%
Inactive
0.51% 0.06%
0.40% 0.08%
Humo

Humo

209 months on Kiva
Tajikistan
0.30% 0.26%
1.32% 5.45%
1.04% 0.25%
12.83% 4.49%
Inactive
0.00% 7.47%
Inactive
0.00% 0.52%
0.16% 1.21%
Kaebauk

Kaebauk

149 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
0.01% 0.84%
3.45% 1.23%
3.92% 0.37%
18.96% 0.98%
Credo

Credo

165 months on Kiva
Georgia
0.27% 0.24%
1.84% 1.46%
4.59% 1.17%
4.31% 0.60%
Inactive
16.16% 0.24%
d.light design

d.light design

54 months on Kiva
Namibia
Benin
Niger
Nigeria
Papua New Guinea
South Africa
Zambia
Zimbabwe
Mali
Madagascar
Liberia
Kenya
Mozambique
8.33% 0.38%
50.09% 12.49%
0.00% 0.00%
0.00% 5.38%
65.95% 1.29%
55.75% 1.07%
10.07% 0.22%
Inactive
0.00% 0.13%
6.35% 0.01%
0.00% 0.00%
0.64% 1.72%
2.12% 0.47%
6.76% 0.13%
MiCredito

MiCredito

167 months on Kiva
Nicaragua
Costa Rica
3.98% 0.55%
1.36% 0.07%
Hekima

Hekima

176 months on Kiva
Congo (DRC)
11.29% 0.16%
1.39% 0.29%
2.83% 0.76%
0.49% 0.00%
1.76% 0.12%
Inactive
0.00% 3.46%
28.19% 0.17%
4.45% 0.70%
0.63% 0.38%
63.60% 0.32%
5.19% 0.00%
Jibu

Jibu

94 months on Kiva
Uganda
Rwanda
Kenya
Congo (DRC)
Burundi
Zambia
Ghana
1.90% 0.24%
7.04% 0.52%
7.42% 0.04%
Inkomoko

Inkomoko

135 months on Kiva
Rwanda
Kenya
37.98% 1.45%
FUNDAPEC

FUNDAPEC

137 months on Kiva
Dominican Republic
23.22% 18.96%
5.76% 1.02%
5.48% 1.43%
Inactive
78.90% 1.14%
10.69% 7.91%
6.77% 0.46%
6.27% 2.11%
Inactive
0.00% 0.36%
EDESA

EDESA

189 months on Kiva
Costa Rica
Panama
0.00% 1.80%
6.18% 1.02%
48.04% 0.27%
0.00% 0.00%
1.80% 0.00%
0.00% 0.00%
2.42% 0.00%
0.99% 0.02%
1.93% 1.72%
3.77% 0.04%
0.00% 0.00%
Inactive
83.03% 11.71%
CIDRE

CIDRE

184 months on Kiva
Bolivia
100.00% 1.16%
0.62% 0.03%
0.74% 0.00%
0.04% 0.00%
1.19% 0.00%
0.09% 0.00%
33.81% 0.00%
27.81% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 17.68%
1.89% 0.24%
0.21% 0.00%
34.58% 0.00%
Paused
70.41% 1.09%
2.64% 0.00%
47.81% 0.26%
Inactive
0.00% 0.00%
0.46% 0.76%
15.58% 0.27%
36.08% 2.43%
0.68% 0.28%
Kepler

Kepler

112 months on Kiva
Rwanda
0.00% 0.00%
3.78% 0.79%
Milaap

Milaap

119 months on Kiva
India
N/A N/A
0.00% 0.00%
0.83% 0.00%
ADICLA

ADICLA

146 months on Kiva
Guatemala
3.98% 1.38%
1.17% 1.20%
5.90% 5.94%
Novica

Novica

149 months on Kiva
Nicaragua
United States
Peru
Indonesia
Guatemala
Ghana
Mexico
El Salvador
Brazil
Thailand
India
Costa Rica
Kyrgyzstan
Tajikistan
Uzbekistan
Kazakhstan
1.35% 0.01%
100.00% 0.26%
0.00% 1.68%
IMPRO

IMPRO

211 months on Kiva
Bolivia
96.76% 0.24%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
31.81% 0.00%
1.35% 0.00%
0.00% 0.00%
22.92% 0.92%
0.01% 0.00%
0.05% 0.00%
Inactive
60.07% 0.27%
7.99% 1.08%
92.64% 0.00%
Impact Hub

Impact Hub

89 months on Kiva
South Africa
Ghana
Brazil
Mexico
El Salvador
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
1.81% 0.10%
1.89% 0.05%
Nexus For Development

Nexus For Development

121 months on Kiva
Lao PDR
Malawi
India
Cambodia
Myanmar (Burma)
Indonesia
Philippines
47.53% 0.00%
NESsT

NESsT

115 months on Kiva
Brazil
Peru
Chile
Colombia
1.96% 11.44%
2.93% 0.38%
Paused
100.00% 0.58%
8.24% 1.42%
0.41% 0.12%
0.02% 0.02%
Inactive
3.28% 0.00%
Wedu

Wedu

121 months on Kiva
Cambodia
Thailand
Nepal
Indonesia
Philippines
Vietnam
0.00% 0.00%
Vahatra

Vahatra

116 months on Kiva
Madagascar
6.60% 0.10%
0.00% 4.84%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Paused
89.58% 0.00%
0.00% 7.64%
94.32% 3.48%
34.06% 0.10%
6.93% 1.44%
Paused
67.05% 0.00%
6.01% 1.03%
62.42% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
30.00% 0.00%
18.74% 0.00%
6.66% 73.57%
100.00% 0.00%
0.00% 0.00%
N/A N/A
13.53% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
16.67% 0.00%
0.21% 6.25%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

48 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
80.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
74.67% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
7.38% 3.81%
0.00% 0.00%
YIKRI

YIKRI

74 months on Kiva
Burkina Faso
9.24% 0.35%
81.81% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

100 months on Kiva
United States
Kenya
Colombia
Canada
Mexico
Cambodia
Tanzania
Uganda
Inactive
0.00% 5.00%
2.62% 0.00%
1.79% 0.83%
Inactive
0.00% 7.58%
16.09% 0.24%
Paused
92.00% 4.91%
Inactive
100.00% 35.07%
Inactive
100.00% 60.14%
Inactive
9.92% 7.92%
0.00% 0.00%
0.28% 4.42%
Inactive
0.00% 8.86%
0.19% 2.29%
3.00% 5.25%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

203 months on Kiva
Guatemala
3.33% 1.27%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

31 months on Kiva
Colombia
84.39% 0.00%
71.24% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 14.45%
0.00% 0.00%
82.84% 9.77%
Inactive
100.00% 0.86%
Inactive
0.00% 20.41%
Inactive
0.00% 5.98%
PAC

PAC

137 months on Kiva
Nicaragua
United States
1.79% 2.14%
Inactive
100.00% 44.99%
Inactive
85.22% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 6.47%
Inactive
0.00% 79.48%