Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

288 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
1.23% 0.32%
Inactive
0.21% 0.07%
0.10% 0.08%
Humo

Humo

210 months on Kiva
Tajikistan
0.35% 0.26%
1.24% 0.27%
10.91% 4.28%
Inactive
0.00% 7.47%
Inactive
0.00% 0.52%
0.12% 1.21%
Kaebauk

Kaebauk

150 months on Kiva
Timor-Leste
Inactive
1.63% 0.25%
0.04% 0.84%
3.42% 1.22%
3.21% 0.48%
20.06% 0.98%
Credo

Credo

167 months on Kiva
Georgia
0.23% 0.23%
1.82% 1.45%
4.92% 1.15%
3.80% 0.60%
Inactive
6.18% 0.28%
1.23% 5.11%
d.light design

d.light design

55 months on Kiva
Namibia
Kenya
Benin
Liberia
Madagascar
Mali
Mozambique
Niger
Nigeria
Papua New Guinea
South Africa
Zambia
Zimbabwe
10.00% 0.36%
53.46% 12.49%
0.00% 0.00%
0.00% 5.38%
67.49% 1.25%
59.54% 1.04%
10.71% 0.21%
Inactive
0.00% 0.13%
5.77% 0.01%
0.00% 0.00%
0.56% 1.70%
2.16% 0.46%
7.20% 0.12%
MiCredito

MiCredito

168 months on Kiva
Nicaragua
Costa Rica
4.47% 0.55%
0.00% 0.07%
Hekima

Hekima

177 months on Kiva
Congo (DRC)
11.55% 0.16%
1.54% 0.29%
2.04% 0.77%
0.57% 0.00%
1.68% 0.14%
Inactive
0.00% 3.46%
3.89% 0.69%
0.85% 0.38%
73.48% 0.32%
5.02% 0.00%
0.76% 0.02%
Jibu

Jibu

95 months on Kiva
Uganda
Kenya
Burundi
Congo (DRC)
Ghana
Rwanda
Zambia
1.74% 0.24%
3.69% 0.69%
7.57% 0.04%
Inkomoko

Inkomoko

136 months on Kiva
Rwanda
Kenya
36.06% 1.41%
FUNDAPEC

FUNDAPEC

138 months on Kiva
Dominican Republic
22.18% 18.47%
5.28% 1.41%
Inactive
79.65% 1.14%
3.59% 0.47%
6.36% 2.09%
Inactive
0.00% 0.36%
EDESA

EDESA

190 months on Kiva
Costa Rica
Panama
0.00% 1.79%
7.22% 1.02%
24.91% 0.17%
30.10% 0.27%
0.00% 0.00%
3.94% 0.00%
0.00% 0.00%
2.62% 0.00%
1.17% 1.72%
3.98% 0.04%
0.00% 0.00%
6.45% 1.01%
Inactive
83.32% 11.56%
CIDRE

CIDRE

185 months on Kiva
Bolivia
100.00% 1.16%
0.13% 0.03%
0.71% 0.00%
0.06% 0.00%
1.12% 0.00%
0.08% 0.00%
34.06% 0.00%
41.86% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 17.68%
2.22% 0.24%
0.07% 0.00%
37.67% 0.00%
Paused
72.46% 1.09%
5.78% 0.00%
55.06% 0.26%
Inactive
0.00% 0.00%
0.50% 0.74%
13.38% 0.25%
39.44% 2.37%
0.71% 0.27%
Kepler

Kepler

113 months on Kiva
Rwanda
0.00% 0.00%
2.31% 0.81%
Milaap

Milaap

120 months on Kiva
India
N/A N/A
0.00% 0.00%
0.73% 0.00%
ADICLA

ADICLA

147 months on Kiva
Guatemala
3.01% 1.39%
1.63% 1.19%
5.08% 5.83%
Novica

Novica

150 months on Kiva
Nicaragua
Kazakhstan
Uzbekistan
United States
Thailand
Tajikistan
Peru
Kyrgyzstan
Indonesia
Guatemala
Ghana
El Salvador
Costa Rica
Brazil
Mexico
India
0.49% 0.01%
9.08% 7.81%
100.00% 0.26%
0.00% 1.68%
IMPRO

IMPRO

212 months on Kiva
Bolivia
98.48% 0.24%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
20.09% 0.00%
1.38% 0.00%
0.00% 0.00%
22.91% 0.94%
0.01% 0.00%
0.01% 0.00%
Inactive
64.33% 0.27%
7.65% 1.06%
100.00% 0.00%
Impact Hub

Impact Hub

90 months on Kiva
South Africa
Ghana
El Salvador
Brazil
Mexico
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
0.86% 0.04%
Nexus For Development

Nexus For Development

122 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
47.53% 0.00%
NESsT

NESsT

116 months on Kiva
Brazil
Chile
Colombia
Peru
0.68% 11.44%
2.83% 0.37%
Paused
100.00% 0.58%
8.31% 1.40%
0.60% 0.12%
0.03% 0.02%
Inactive
3.28% 0.00%
Wedu

Wedu

123 months on Kiva
Cambodia
Indonesia
Nepal
Philippines
Thailand
Vietnam
0.00% 0.00%
Vahatra

Vahatra

117 months on Kiva
Madagascar
6.05% 0.10%
0.00% 4.77%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Paused
93.54% 0.00%
0.29% 7.64%
Paused
0.00% 3.75%
36.84% 0.10%
6.34% 1.44%
Paused
72.72% 0.00%
6.95% 1.03%
Paused
70.40% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
24.99% 0.00%
4.64% 80.87%
100.00% 0.00%
0.00% 0.00%
N/A N/A
10.76% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
33.33% 0.00%
0.22% 3.50%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

49 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
74.67% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
2.85% 3.03%
0.00% 0.00%
YIKRI

YIKRI

75 months on Kiva
Burkina Faso
11.51% 0.35%
90.90% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

101 months on Kiva
United States
Uganda
Kenya
Tanzania
Cambodia
Mexico
Canada
Colombia
Inactive
0.00% 5.00%
2.62% 0.00%
1.48% 0.10%
1.43% 0.81%
17.39% 0.24%
Paused
94.03% 4.91%
Inactive
100.00% 34.48%
Inactive
100.00% 60.14%
Inactive
19.92% 7.92%
0.00% 0.00%
1.61% 4.41%
Inactive
0.00% 8.86%
0.53% 2.28%
2.78% 5.16%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

204 months on Kiva
Guatemala
3.49% 1.26%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

32 months on Kiva
Colombia
85.86% 0.00%
77.73% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 14.45%
87.62% 9.68%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
PAC

PAC

138 months on Kiva
Nicaragua
United States
2.38% 2.14%
Inactive
85.94% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 79.48%