Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

259 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
3.22% 1.53%
6.38% 1.29%
0.49% 0.07%
0.69% 0.25%
0.00% 0.00%
0.88% 0.00%
0.15% 0.00%
2.31% 5.35%
0.98% 0.31%
100.00% 2.13%
4.66% 0.32%
Inactive
0.00% 0.52%
0.60% 1.05%
0.00% 0.88%
5.59% 0.51%
23.97% 0.11%
Credo

Credo

179 months on Kiva
Georgia
0.28% 0.29%
1.86% 1.39%
9.94% 0.22%
0.41% 0.67%
2.31% 0.51%
Inactive
24.95% 0.28%
2.05% 0.00%
100.00% 12.34%
14.51% 4.68%
0.01% 0.00%
0.00% 3.96%
0.00% 0.00%
9.02% 1.36%
18.54% 1.30%
5.54% 0.47%
Inactive
2.37% 0.07%
Hekima

Hekima

189 months on Kiva
Congo (DRC)
100.00% 0.16%
7.14% 0.99%
EDESA

EDESA

202 months on Kiva
Costa Rica
Panama
0.00% 1.75%
0.03% 0.00%
8.50% 1.25%
Inactive
0.00% 3.46%
5.47% 0.68%
1.28% 0.34%
4.89% 0.00%
0.52% 0.00%
d.light design

d.light design

68 months on Kiva
Namibia
Papua New Guinea
Zimbabwe
Zambia
South Africa
Uganda
Nigeria
Niger
Mozambique
Mali
Madagascar
Liberia
Benin
Kenya
14.10% 1.79%
0.63% 0.02%
11.40% 0.62%
100.00% 6.79%
8.76% 0.05%
Inkomoko

Inkomoko

149 months on Kiva
Rwanda
Kenya
20.16% 1.80%
FUNDAPEC

FUNDAPEC

150 months on Kiva
Dominican Republic
29.90% 18.21%
3.28% 0.01%
Kaebauk

Kaebauk

163 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
Inactive
88.06% 1.09%
MiCredito

MiCredito

181 months on Kiva
Nicaragua
Costa Rica
4.19% 0.47%
10.20% 0.46%
0.47% 0.37%
11.60% 1.98%
Inactive
0.00% 0.36%
0.48% 0.03%
32.17% 0.16%
18.34% 0.16%
23.42% 0.01%
0.00% 0.00%
0.00% 0.00%
Jibu

Jibu

107 months on Kiva
Uganda
Kenya
Burundi
Congo (DRC)
Ghana
Rwanda
Zambia
1.16% 0.18%
3.95% 7.13%
CIDRE

CIDRE

197 months on Kiva
Bolivia
100.00% 1.14%
Fintra

Fintra

7 months on Kiva
Colombia
1.79% 0.00%
9.11% 0.00%
5.44% 1.04%
3.07% 9.56%
3.95% 0.00%
0.00% 0.00%
6.67% 0.00%
6.98% 0.00%
0.00% 17.68%
5.36% 0.17%
1.58% 0.00%
Inactive
82.24% 0.00%
3.02% 1.22%
0.00% 0.00%
Paused
98.63% 1.38%
Inactive
0.00% 0.00%
31.87% 2.53%
2.26% 0.20%
1.12% 0.85%
NESsT

NESsT

128 months on Kiva
Brazil
Colombia
Chile
Peru
5.40% 8.50%
Milaap

Milaap

132 months on Kiva
India
N/A N/A
3.05% 0.30%
7.56% 0.03%
0.00% 0.00%
0.56% 0.02%
0.00% 0.00%
0.32% 0.00%
ADICLA

ADICLA

160 months on Kiva
Guatemala
5.84% 1.39%
4.80% 1.12%
7.60% 1.01%
33.50% 5.81%
Novica

Novica

162 months on Kiva
Nicaragua
Uzbekistan
United States
Thailand
Tajikistan
Peru
Kyrgyzstan
Kazakhstan
Indonesia
India
Guatemala
Ghana
El Salvador
Costa Rica
Brazil
Mexico
2.61% 0.00%
100.00% 0.26%
4.87% 1.54%
Inactive
0.00% 1.68%
IMPRO

IMPRO

225 months on Kiva
Bolivia
100.00% 0.24%
0.00% 0.00%
1.51% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
23.37% 0.00%
0.42% 0.00%
11.81% 0.00%
0.00% 0.00%
0.01% 0.00%
Fansoto

Fansoto

61 months on Kiva
Senegal
0.23% 0.00%
5.34% 0.00%
Inactive
100.00% 0.48%
Inactive
0.00% 0.00%
Impact Hub

Impact Hub

102 months on Kiva
South Africa
El Salvador
Ghana
Mexico
Brazil
0.00% 0.00%
28.57% 0.00%
0.00% 0.00%
1.21% 0.68%
0.00% 0.00%
Paused
100.00% 0.00%
Kepler

Kepler

125 months on Kiva
Rwanda
0.78% 0.00%
0.51% 0.02%
0.90% 0.70%
Paused
100.00% 0.58%
58.02% 1.28%
1.13% 0.12%
Paused
17.64% 0.00%
Wedu

Wedu

135 months on Kiva
Cambodia
Japan
Australia
Indonesia
Korea, Republic of
Nepal
Philippines
Thailand
United States
Vietnam
0.00% 0.00%
Vahatra

Vahatra

129 months on Kiva
Madagascar
9.06% 0.13%
0.00% 4.06%
Inactive
0.00% 0.00%
PAC

PAC

150 months on Kiva
Nicaragua
United States
0.68% 2.08%
Inactive
0.00% 8.56%
Paused
0.00% 88.13%
0.00% 7.17%
Paused
68.21% 0.10%
FAPE

FAPE

216 months on Kiva
Guatemala
3.63% 1.18%
7.24% 1.03%
Paused
98.46% 0.62%
53.73% 0.28%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
0.00% 0.00%
21.02% 74.28%
Paused
100.00% 0.00%
N/A N/A
61.40% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
0.00% 1.19%
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
21.52% 1.01%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
3.31% 3.26%
0.00% 0.00%
100.00% 0.00%
50.00% 0.00%
Paused
100.00% 0.00%
Paused
0.00% 24.49%
100.00% 0.00%
Inactive
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

113 months on Kiva
United States
Colombia
Canada
Mexico
Cambodia
Tanzania
Kenya
Uganda
Inactive
0.00% 5.00%
7.16% 0.09%
3.52% 1.60%
Nexus For Development

Nexus For Development

134 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
Inactive
100.00% 2.35%
22.69% 0.22%
Paused
100.00% 4.91%
0.00% 0.00%
9.77% 3.78%
Inactive
0.00% 8.86%
0.84% 2.20%
1.11% 4.81%
Paused
100.00% 0.72%
84.21% 1.15%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
20.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
80.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
0.00% 100.00%
8.00% 0.00%
Aflore

Aflore

44 months on Kiva
Colombia
Paused
99.33% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
49.09% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
YIKRI

YIKRI

87 months on Kiva
Burkina Faso
90.91% 0.56%
100.00% 12.47%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
Inactive
94.99% 30.49%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 1.26%