Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

254 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
5.08% 1.29%
Inactive
0.43% 0.06%
0.44% 0.07%
Humo

Humo

218 months on Kiva
Tajikistan
0.72% 0.25%
0.05% 0.00%
3.07% 5.10%
1.16% 0.29%
100.00% 2.25%
6.31% 0.19%
Inactive
0.00% 0.52%
0.32% 1.11%
Kaebauk

Kaebauk

158 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
0.54% 0.87%
4.59% 0.53%
0.00% 0.11%
Credo

Credo

174 months on Kiva
Georgia
0.20% 0.29%
2.13% 1.41%
6.40% 1.06%
11.01% 0.23%
3.01% 0.72%
3.62% 0.53%
Inactive
20.94% 0.28%
0.84% 0.00%
96.46% 12.34%
10.54% 4.56%
1.46% 0.00%
0.00% 3.96%
0.00% 0.00%
7.05% 1.35%
1.80% 1.59%
19.79% 1.09%
5.57% 0.45%
Inactive
0.72% 0.07%
Hekima

Hekima

184 months on Kiva
Congo (DRC)
99.31% 0.16%
0.65% 0.35%
EDESA

EDESA

197 months on Kiva
Costa Rica
Panama
0.00% 1.82%
0.03% 0.00%
Inactive
0.00% 3.46%
7.93% 0.69%
0.50% 0.35%
4.99% 0.00%
0.51% 0.00%
d.light design

d.light design

63 months on Kiva
Namibia
Madagascar
Uganda
Kenya
Benin
Liberia
Mali
Mozambique
Niger
Nigeria
Papua New Guinea
South Africa
Zambia
Zimbabwe
15.84% 1.85%
4.24% 0.02%
Jibu

Jibu

102 months on Kiva
Uganda
Congo (DRC)
Kenya
Ghana
Rwanda
Zambia
Burundi
1.20% 0.19%
4.81% 0.68%
93.23% 4.56%
8.44% 0.04%
Inkomoko

Inkomoko

144 months on Kiva
Rwanda
Kenya
20.24% 1.72%
FUNDAPEC

FUNDAPEC

145 months on Kiva
Dominican Republic
27.20% 17.92%
3.48% 0.01%
Inactive
84.66% 1.14%
MiCredito

MiCredito

176 months on Kiva
Nicaragua
Costa Rica
4.53% 0.49%
7.83% 0.46%
8.56% 2.01%
Inactive
0.00% 0.36%
0.50% 0.03%
15.22% 1.09%
2.64% 0.16%
22.14% 0.16%
10.43% 0.00%
0.00% 0.00%
100.00% 0.00%
16.07% 1.65%
0.00% 0.00%
9.01% 0.88%
Inactive
100.00% 11.56%
CIDRE

CIDRE

192 months on Kiva
Bolivia
100.00% 1.15%
Fintra

Fintra

2 months on Kiva
Colombia
0.00% 0.00%
5.63% 0.00%
1.07% 0.00%
5.03% 0.00%
52.15% 0.00%
10.68% 0.00%
100.00% 0.00%
2.45% 0.00%
29.51% 0.00%
0.00% 17.68%
4.58% 0.19%
1.83% 0.00%
Inactive
66.40% 0.00%
0.00% 0.00%
89.94% 1.61%
Inactive
0.00% 0.00%
34.85% 2.24%
1.68% 0.21%
Kepler

Kepler

120 months on Kiva
Rwanda
0.00% 0.00%
1.07% 0.86%
Milaap

Milaap

127 months on Kiva
India
N/A N/A
4.45% 0.03%
0.00% 0.00%
0.89% 0.02%
0.65% 0.00%
ADICLA

ADICLA

155 months on Kiva
Guatemala
4.36% 1.38%
3.97% 1.14%
9.07% 5.77%
Novica

Novica

157 months on Kiva
Nicaragua
Peru
Uzbekistan
United States
Thailand
Tajikistan
Kyrgyzstan
India
Mexico
Brazil
Costa Rica
El Salvador
Ghana
Guatemala
Indonesia
Kazakhstan
1.96% 0.01%
4.66% 7.45%
100.00% 0.26%
8.08% 1.42%
Inactive
0.00% 1.68%
IMPRO

IMPRO

220 months on Kiva
Bolivia
100.00% 0.24%
100.00% 0.31%
0.00% 0.00%
0.00% 0.00%
25.61% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.27% 0.00%
15.48% 0.00%
Inactive
99.67% 0.25%
6.20% 1.13%
100.00% 0.00%
Impact Hub

Impact Hub

97 months on Kiva
South Africa
Mexico
Brazil
El Salvador
Ghana
0.00% 0.00%
0.00% 0.00%
1.92% 0.71%
Inactive
11.90% 0.20%
0.00% 0.00%
Paused
100.00% 0.00%
0.41% 0.03%
NESsT

NESsT

123 months on Kiva
Brazil
Peru
Colombia
Chile
4.47% 8.72%
3.21% 0.33%
Paused
100.00% 0.58%
52.51% 1.35%
1.59% 0.11%
Paused
17.64% 0.00%
Wedu

Wedu

130 months on Kiva
Cambodia
Thailand
Australia
Indonesia
Japan
Korea, Republic of
Nepal
Philippines
Vietnam
United States
0.00% 0.00%
Vahatra

Vahatra

125 months on Kiva
Madagascar
8.32% 0.09%
0.00% 4.38%
Inactive
0.00% 0.00%
PAC

PAC

145 months on Kiva
Nicaragua
United States
0.31% 2.35%
Inactive
0.00% 8.56%
Paused
100.00% 0.00%
0.00% 7.64%
1.23% 4.07%
58.05% 0.10%
FAPE

FAPE

211 months on Kiva
Guatemala
1.79% 1.22%
Paused
96.72% 0.00%
8.74% 1.03%
Paused
93.98% 0.62%
0.00% 0.00%
25.04% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
74.98% 0.00%
0.00% 0.00%
14.46% 74.62%
Paused
100.00% 0.00%
N/A N/A
12.39% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
48.76% 0.00%
0.00% 1.30%
0.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
11.73% 1.16%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Fansoto

Fansoto

56 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
3.46% 3.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

108 months on Kiva
United States
Colombia
Canada
Mexico
Cambodia
Tanzania
Kenya
Uganda
Inactive
0.00% 5.00%
12.70% 0.00%
5.45% 0.09%
Nexus For Development

Nexus For Development

129 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
Inactive
100.00% 2.35%
1.88% 0.73%
29.42% 0.23%
Paused
100.00% 4.91%
Inactive
100.00% 34.03%
0.00% 0.00%
Inactive
0.00% 8.86%
1.20% 2.24%
1.39% 4.94%
Paused
0.00% 1.42%
Paused
100.00% 0.72%
45.87% 1.15%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
33.33% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Aflore

Aflore

40 months on Kiva
Colombia
Paused
96.57% 0.00%
98.97% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
0.00% 73.85%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
YIKRI

YIKRI

82 months on Kiva
Burkina Faso
47.25% 0.34%
100.00% 9.39%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
Inactive
91.70% 4.29%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%